Cost of Living Calculator 2026

Could you afford a better life somewhere else?

Calculator inputs

Enter your annual income before tax.
$
USD
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Explore cost of living around the world

How the cost of living calculator works

CostLiving is a free cost of living calculator. Enter your salary and two places, and it works out what that income is really worth in each. It compares the monthly cost of a moderate lifestyle across eight categories, housing, food, transport, utilities, healthcare, entertainment, clothing and other essentials, then scales them to your income. The result reads like a pay rise or a pay cut: the same salary that feels tight in one place can stretch a long way in another. Enter your annual income before tax; every figure is shown in USD, with conversion to seven major currencies.

You can compare cities, countries, US states and territories in any combination, not just the headline cities. Four lifestyle tiers (budget, moderate, comfortable and luxury) show what your own spending habits would actually cost, rather than a single average that fits nobody.

Housing and the headline monthly total are the sourced core, drawn from current rent data and cross-checked against local listings; the remaining categories are modelled on top of that to a consistent weighting, so the split stays comparable from one place to the next. The numbers are refreshed quarterly to stay close to what you would actually pay, and every page is free, with no sign-up and no paywall, whether you are planning a move, benchmarking a remote salary, or just curious how Argentina compares with Madrid.

Frequently asked questions

How much does it cost to live in a particular place?

Pick any location and the calculator shows the monthly cost of a moderate lifestyle there, totalled across eight categories (housing, food, transport, utilities, healthcare, entertainment, clothing and other essentials). Enter your salary and it also shows what that income is actually worth once those costs are taken into account.

How do I compare the cost of living between two places?

Choose where you live now and where you are thinking of moving, and you get a side-by-side read on both, plus whether your money goes further or runs shorter in the second place. It works for any pair, whether that is two cities, two countries, or two US states.

Can I compare cost of living by state, or internationally?

Yes. You can compare US states and territories, whole countries, and cities anywhere in the world, in any combination, not only the major ones.

What salary would I need to live comfortably somewhere else?

Enter your current income and the calculator shows the equivalent salary you would need in the other place to keep the same standard of living, so you can see at a glance whether a move works out as a pay rise or a pay cut.

Is the data up to date for 2026?

Yes. The figures are refreshed quarterly and the 2026 numbers are current, so a comparison reflects what you would pay now rather than a few years ago.

Should I enter gross or net income, and does it include tax?

Enter your annual income before tax. The comparison measures relative buying power between two places, so a consistent before-tax figure keeps both sides comparable. It does not model local income tax or take-home pay, so check the destination's tax rules separately when weighing up a move.

How accurate are the figures?

They are built for like-for-like comparison rather than to-the-penny budgeting. Housing and the monthly total are sourced and cross-checked against current rents; the other categories are modelled to a consistent weighting, which keeps two places comparable even where granular local data is thin.

Is the calculator free?

Yes, completely. There is no sign-up, no paywall and no limit on how many places you compare.