A comfortable retirement in Kenya runs roughly $1,240 per person per month for one or $1,968 to $2,480 for a couple based on the CostLiving comfortable benchmark and the typical two-person scaling. The Class K retirement permit requires proof of stable foreign-source income, with the typical threshold around USD 12,000 a year for a single applicant. US Social Security and most pensions remain payable to recipients in Kenya. Healthcare carries an expat premium: most retirees use private hospitals like Aga Khan University Hospital, Nairobi Hospital, and MP Shah, with international health insurance running roughly USD 1,800 to 4,500 a year per adult depending on age and coverage. Kenya is significantly cheaper than the US average ($5,075). For the full breakdown, see our Kenya cost of living page.
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How much money do you need to retire in Kenya?
Country Africa
Updated September 2026