Cost of living in Santa Fe, USA
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What is middle class income in New Mexico?

City USA Updated June 2026

Middle class income in New Mexico broadly covers $38,000 to $115,000 for a household, with the state median household income sitting around $54,000 to $58,000 according to Census Bureau estimates. By CostLivingโ€™s lifestyle tiers, a one-person moderate lifestyle in New Mexico costs around $3,300 a month ($39,600 a year), so a comfortable single salary lands in the $50,000 to $72,000 pre-tax range. Two-earner households comfortable in the state typically pull in $80,000 to $120,000 combined. Santa Fe pushes those numbers up because of housing pressure; Albuquerque sits at the state mean; smaller towns drop below. New Mexicoโ€™s state income tax tops out at 5.9 percent. For the Santa Fe picture, see our Santa Fe cost of living page.

About the author

Jo Berks

Jo Berks

Global Cost of Living Research & Data Analyst

Jo is an independent researcher with over a decade of experience delivering data, analysis, and structured reports across multiple industries. Her work focuses on sourcing and validating datasets to produce clear, usable insights. At CostLiving, she analyses global pricing data and identifies regional cost trends to support research-led content and comparative resources.

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