Louisiana costs around $3,275 per person per month for a moderate lifestyle, working out to about $39,300 a year. Housing is the main differentiator across the state: New Orleansโ Garden District, Bywater, and Mid-City run $1,200 to $1,800 for a one-bedroom, while Baton Rouge and Lafayette typically offer $800 to $1,200 options, and smaller towns drop to $600 to $900. Groceries run close to the US average, utilities run slightly higher because of summer cooling load, and car-dependent transport costs add up outside New Orleans. Louisiana sits about 7 percent below the US average ($3,525) and below Florida ($3,575). Hurricane insurance can add $100 to $300 a month in coastal parishes. For the full breakdown, see our Louisiana cost of living page.
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How much does it cost to live in Louisiana per month?
State USA
Updated June 2026