How much money do I need to live in Guam?

Living comfortably in Guam costs around $3,525 per person per month, or roughly $42,300 a year, based on CostLiving’s moderate lifestyle benchmark. Housing dominates the spend: a one-bedroom apartment in Tumon, Hagåtña, or Dededo typically runs $1,500 to $2,500 monthly, with utilities adding $150 to $250 once air conditioning is factored in. Groceries run 20 to 40 percent above mainland US averages because most food is imported. For two-person households, $63,000 to $74,000 combined pre-tax usually covers moderate living. Guam matches the US average ($3,525) on totals but the cost mix is skewed: low-cost mainland states deliver low rent and mainland-priced food, while Guam carries elevated rent and elevated food. For the full picture, see our Guam cost of living page.