Cost of living in Cambodia, Asia
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Can you retire in Cambodia on Social Security?

Country Asia Updated August 2026

Yes, and comfortably. The average US Social Security retirement benefit runs around $1,900 to $2,100 a month in 2026, which clears CostLivingโ€™s comfortable tier for Cambodia of $1,785 per person per month and leaves a cushion, even approaching the luxury standard of $2,760. That makes Cambodia one of the few places where a single Social Security cheque funds not just survival but a comfortable retirement: an air-conditioned apartment in Phnom Penh or Siem Reap, meals out most days, help with cleaning, and money set aside for travel or healthcare. The practical points matter as much as the budget. Cambodiaโ€™s economy runs on US dollars, so there is no currency conversion to manage on your pension, and the long-stay visa is straightforward to renew, which removes the residency friction that complicates retirement in some neighbouring countries. The real gap to plan for is healthcare, since serious treatment often means travelling to Bangkok or Singapore, so most retirees budget for private insurance or a medical fund. On the everyday numbers, though, Social Security stretches further here than in almost any other retirement destination. For how Cambodia compares globally, see our roundup of the cheapest places to live. Full tier breakdown on our Cambodia cost of living page.

About the author

Jo Berks

Jo Berks

Global Cost of Living Research & Data Analyst

Jo is an independent researcher with over a decade of experience delivering data, analysis, and structured reports across multiple industries. Her work focuses on sourcing and validating datasets to produce clear, usable insights. At CostLiving, she analyses global pricing data and identifies regional cost trends to support research-led content and comparative resources.

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