How much does it cost to retire in the Cayman Islands?

A comfortable retirement in the Cayman Islands runs around $3,800 per person per month for one or $5,800 to $6,800 for a couple, based on the moderate lifestyle benchmark. Cayman does not have a dedicated retiree visa. Most US retirees who relocate use the Residency Certificate for Persons of Independent Means, which requires investing roughly US$1.2m in Cayman property (CI$1m) plus demonstrating annual income of at least US$150,000 (US$120,000 if you settle outside Grand Cayman) and holding private health insurance. Cayman levies no income tax, no capital gains tax, and no estate tax, so US Social Security and pension income arrive untaxed locally. US citizens still owe US federal tax on worldwide income. For the full breakdown, see our Cayman Islands cost of living page.